We are building an Islamic digital bank in the UK. Join us.
From auto finance to payments and deposits — we are rebuilding financial infrastructure from scratch, keeping integrity at every level.
About
Ayan is an FCA-licensed fintech on a mission to make Islamic finance modern. We built a fully digital product based on the Ijara model: Ayan buys the car, leases it to the customer, and transfers ownership after the final payment. Around 80% of credit decisions are made instantly by Naya — our proprietary scoring engine. Today we work with taxi drivers (Uber, Bolt, FreeNow), London cab drivers, small businesses, and individual customers across most regions of the UK.
Integrity — no compromises
Full honesty is the only standard. For every employee, always.
Hard work
Work smart or work hard — a false choice. We need both. We value diligence and say so openly.
Ownership
Ayan is not just a job. Everyone takes initiative, flags problems, fixes them and genuinely cares about the company's future.
Resourcefulness
We constantly try new things, build MVPs and double down on what works. Success is built on many failures — we embrace them.
Respect for resources
We protect not only money — but time, energy and attention. We spend consciously because every resource represents someone's effort.